The Good, the Bad and the Debt-Ugly
In a recent blog by a colleague of mine, the first thing that jumped off the page and metaphorically smacked me in the face was the phrase, ‘us good guys.’ If ever awards were being handed out for the top…
Debt Repayment Options
Are You Confused About the Difference Between Various Debt Repayment Options?
Financial hardship can happen to anyone and it is often unexpected. A loss of employment, medical emergency or a change in personal circumstances, such as a divorce, can quickly …
Proposals and Bankruptcy
What it all means
Coming to terms with financial insolvency is emotionally draining for people and the stress can be overwhelming. Constant calls from creditors/collectors at home and even at work can cause sleepless nights. It can harm relationships and …
Debtors’ Options
Proposals possible, but Bankruptcy sometimes the only solution
Doug and Sue are typical of those who seek assistance with their financial problems. Many like Doug and Sue never imagined they would one time need the services of a credit counsellor…
Debtors Beware
Consolidation loans no quick and easy answer
“I never thought in a million years I would ever be here” and “I can’t believe this is happening to me” are the anguished cries that I have heard countless times from clients …
Bankruptcy Beckons
Doug and Sue’s worst fears confirmed
There are different degrees of over-indebtedness, just as there are many reasons for getting into debt. Some people are unable to repay their debts because of COVID-19 and income interruption, unforeseen large expenses, personal …
